If you have been holding back on applying for credit because you are too scared of the rejection damaging your credit file, then Catalogue Credit are definitely the people to help you. Without any need for a credit check at all, Catalogue Credit can offer you up to £2,500 in bad credit catalogues with a guaranteed acceptance in less than 10 minutes. On top of that, once you have been accepted for your Catalogue Credit, if you so wish, you have the opportunity to take on a bad credit mobile phone contract from our sister company, Accepted Mobile, with just as little hassle. Within a very short space of time you can be taking delivery of not only your much desired and long waited for items that you have been unable to purchase until now; you could also be saying goodbye to the pay as you go mobile phone top up nightmare.
Save and spend with Catalogue Credit
Here at Catalogue Credit you can now join the thousands of people who have realised that having a bad credit score does not have to mean the end of the line for any form of credit for years to come. In fact when you have a bad credit file, it will stay that way until you start to get credit again, so the sooner you start getting credit, the quicker your credit file will fix itself. The one thing that stands in the way of this is the dreaded credit report and the searches carried out on it leaving negative footprints. Catalogue Credit does not do this, if you do not use your bad credit catalogues you do not need to pay anything, but if you do use them, we will take the repayments directly from your debit card so you know exactly how much you are repaying each month and we know that your payments will never be left unpaid.
After a short space of time, your credit file will start to show that you have been making good regular payments on your bad credit catalogues, and your bad credit mobile phone contract, if you choose to take one. This is when your credit file will start to rebuild for the better. Without any movement it will stay as it is, in a very poor state, you need to get credit to be able to show that you are a responsible lender. This will help immensely for future credit.
You should not just think about Catalogue Credit if you have a bad credit file, those who have never had credit in the past will also be considered a bad credit risk and therefore an account with Accepted Mobile or Catalogue Credit will be a great steppingstone into the world of credit.