In the 1950’s, in order to create a system for businesses to assess whether someone was a reliable customer or not, the credit score was invented. Ever since then, this form of assessment has grown internationally, and meant that everyone has a credit score that follows them around through life. The idea is simple, to get the best deals on cards, mortgages, loans and more, you need a good credit score. However, once you get behind on a few payments or struggle to make ends meet, your credit score will change from being perfect to bad quicker than you think. This will affect your ability to take out loans and even mortgages, as businesses will use this to ensure you’re a reliable guaranteed catalogue credit customer.
Though guaranteed catalogue credit are extremely easy to sign up to and use, questions can arise if you are using them for the first time. You may be wondering what benefits credit catalogues for you, how many times they can be used or set-up questions. Within these three tabs we will try our best to outline the reasons why guaranteed catalogue credit can really make your life easier.
Here at Catalogue Credit, we believe that credit scores are pretty outdated, and don’t believe it is a reflection of how reliable you are as a customer. We believe that a certain level of trust is needed when setting up an account, and we like our customers to feel that they are in control of their finances at all times. That’s why with all of our guaranteed catalogue credit, if you set up an account with us today, we will never require your credit score from you in the beginning or during your buy now pay later catalogue account with us. Your fears of being denied or judged can be rid of, and instead you can be browsing hundreds of our catalogues today.
A guaranteed catalogue credit provides shoppers with a way of buying items from a catalogue, without having the pay out the cost until a later date. Instead of paying for everything at the moment of purchase, shoppers are able to pay in smaller instalments each month. This way, payments are much more manageable and affordable. A guaranteed catalogue credit works in a similar way to a loan in that the catalogue allows you to ‘borrow’ the money.
There are a number of different types of catalogues, which means there’s something for everyone. Whether you’re looking for an outfit for yourself or something for the kids, there’ll be a catalogue that caters to that. Not only does this mean that you can buy a range of items using catalogue credit, but it also means you’re able to shop with multiple catalogues simultaneously. It’s important to remember that you are not restricted or bound to one specific guaranteed catalogue credit with us here at Catalogue Credit.
There are no exact rules as to when a guaranteed catalogue credit can be used, as it’s entirely up to the person who is using them. For example, whereas some people choose to use a credit catalogue to purchase a large item like a sofa, others will use a credit catalogue to purchase necessary or urgent items such as school uniforms. This means that you can get all the items you need across a range of products and not have to worry about paying them back until a later date that’s suitable for you!