In the UK and around the world, your credit score is key for identifying whether you are a reliable customer or not. Whilst here at Catalogue Credit we don’t agree with this statement, your credit score is one of the key bits of information that dictates whether you are offered a great or rubbish financial deal from many businesses. For example, if you have a good score, you might be able to get a personal loan for under 3% APR. But if it your bad credit catalogue isn’t so great, the same company might only be prepared to offer you a rate of 20%-plus APR, or they might simply turn you down which is unfair and can make your current situation even worse.
This then ends in an endless spiral of you having to take more and more loans out with huge amounts of APR, and when you can’t pay them back, it worsens your credit score even more!
Here at Catalogue Credit, we aim to make life easier for those who struggle with bad credit, and want to ensure you can get all the shopping you need without having to worry about not being accepted for a bad credit catalogue account with us.
Our set-up process only takes 3 minutes, and you can have a bad credit catalogue account set up today. Isn’t that fantastic? You don’t have to worry about filling in extensively long forms that take up your day, instead we only require a few contact details from you so you can get shopping instantly. Your goods will be delivered to your doorstep when it suits you, with an easy payment method, and can be returned with very little hassle if necessary.
Our guaranteed acceptance rate and hundreds of bad credit catalogues on offer are not just what we offer our customers. If you cannot pay for your catalogue shopping instantly, then not to worry, as you can pay for your shopping at a time that suits you. Whether you want to pay in instalments, or altogether at the end of the month after pay day, is up to you. Treat yourself to the products you deserve with our easy set-up service, and get browsing through our many bad credit catalogues today.
There’s no biased when it comes to who can and can’t use them, so there’s no limit of how much income you need to have in order to sign up for a bad credit catalogue. People who have a poor credit rating can benefit in particular from using the catalogues, as the payment instalments mean that you can keep on top of your spending, and you also won’t be refused due to your credit score. This means that if you have a good credit score, this can help you, and if you have a poor credit rating, then this can be really beneficial to you too when it comes to managing your shopping.
Sign up now whilst the guaranteed credit line is in place and join thousands of happy customers all loving their account with us here at Catalogue Credit!